body{margin:0;font-family:Arial,sans-serif;color:#1f2937;background:#f7f8fa;line-height:1.6}a{color:#315d7a;text-decoration:none}header,footer{background:#fff;border-bottom:1px solid #ddd}.wrap{max-width:1050px;margin:auto;padding:0 24px}.nav{display:flex;justify-content:space-between;align-items:center;padding:20px 0}.nav div:last-child a{margin-left:18px}.hero{padding:90px 0;background:linear-gradient(135deg,#eef3f6,#fff)}h1{font-size:54px;line-height:1.05;margin:0 0 18px}h2{margin-top:36px}.card{background:#fff;border:1px solid #e3e7eb;border-radius:12px;padding:22px;margin:18px 0}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;padding:55px 0}.btn{display:inline-block;background:#243447;color:#fff;padding:12px 18px;border-radius:8px;margin-top:20px}.policy{max-width:850px;margin:50px auto;padding:0 24px}.muted{color:#667085}footer{border-top:1px solid #ddd;border-bottom:0;margin-top:50px;padding:26px 0}@media(max-width:760px){.grid{grid-template-columns:1fr}h1{font-size:40px}.nav div:last-child{display:none}}